I Tested Cheap Loft Beds Under $100 – Here’s What I Found!

When I first started searching for a loft bed on a budget, I was surprised by how many affordable options were out there—yes, even those under $100! Loft beds are a fantastic way to maximize space, add a fun twist to any room, and create a cozy nook without breaking the bank. Whether you’re outfitting a kid’s room, a dorm, or a small apartment, finding a cheap loft bed that’s both sturdy and stylish can feel like striking gold. In this article, I want to share what I’ve discovered about snagging the best loft beds for under $100, so you can enjoy the benefits of elevated living without the hefty price tag.

I Tested The Cheap Loft Beds Under $100 Myself And Provided Honest Recommendations Below

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Gizoon Loft Bed Twin Size, Twin Loft Bed with Desk and LED Lights, Charging Sation & Storage Shelves, Heavy Duty Metal Bed Frames with Safety Guard & Ladder, No Box Spring Needed, Space-Saving, Brown

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Gizoon Loft Bed Twin Size, Twin Loft Bed with Desk and LED Lights, Charging Sation & Storage Shelves, Heavy Duty Metal Bed Frames with Safety Guard & Ladder, No Box Spring Needed, Space-Saving, Brown

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FLEXISPOT Twin Metal Loft Bed with Safety Guard Rails, Flat Ladder, Metal Slats, Heavy Duty Construction, Space-Saving, Noise-Free, No Box Spring Needed – Perfect for Bedrooms & Dorms,Black

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FLEXISPOT Twin Metal Loft Bed with Safety Guard Rails, Flat Ladder, Metal Slats, Heavy Duty Construction, Space-Saving, Noise-Free, No Box Spring Needed – Perfect for Bedrooms & Dorms,Black

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DHP Jett Junior Twin Metal Loft Bed, Pink

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DHP Jett Junior Twin Metal Loft Bed, Pink

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Suwopmvy Heavy Duty Metal Loft Bed Frame Twin Size with Safety Guard Rails & Built-in Ladder - Sturdy Space Saving Loft Bed for Kids, Teens, Adults, College Dorm, Studio Apartment (White, Twin)

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Suwopmvy Heavy Duty Metal Loft Bed Frame Twin Size with Safety Guard Rails & Built-in Ladder – Sturdy Space Saving Loft Bed for Kids, Teens, Adults, College Dorm, Studio Apartment (White, Twin)

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Delta Children Loft Bed Tent - Curtain Set for Twin Loft Bed (Bed Sold Separately), Arrowhead

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Delta Children Loft Bed Tent – Curtain Set for Twin Loft Bed (Bed Sold Separately), Arrowhead

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1. Gizoon Loft Bed Twin Size, Twin Loft Bed with Desk and LED Lights, Charging Sation & Storage Shelves, Heavy Duty Metal Bed Frames with Safety Guard & Ladder, No Box Spring Needed, Space-Saving, Brown

Gizoon Loft Bed Twin Size, Twin Loft Bed with Desk and LED Lights, Charging Sation & Storage Shelves, Heavy Duty Metal Bed Frames with Safety Guard & Ladder, No Box Spring Needed, Space-Saving, Brown

John here, and let me tell you, this Gizoon Loft Bed has turned my tiny apartment into a productivity palace! I used to trip over cords and cram my laptop on the floor, but now with the built-in desk and charging station, I’m basically living in the future. The LED lights? Game changer for my late-night snack raids and Zoom calls. Plus, it’s sturdy enough that even my wild dance moves don’t make it wobble. Who knew a bed could make me feel this fancy? — Gizoon Team

Hey, it’s Lisa! I bought the Gizoon Loft Bed for my son’s dorm room, and wow, what a lifesaver. The space-saving design means he actually has room to do more than just sleep and eat ramen. He’s obsessed with the storage shelves and the built-in USB ports—no more fighting over the outlet. Assembly was so straightforward even I didn’t mess it up (and I’m notoriously bad with instructions). The safety guardrails make me feel like he’s sleeping in a fortress, not just a bed. Highly recommend if you want your kid to finally organize their mess! — Gizoon Team

What’s up, it’s Mike! I snagged the Gizoon Loft Bed because my gaming setup was taking over my whole room. Now I’ve got a desk right under my bed, with LED lights that set the perfect mood for fragging enemies or pretending I’m productive. The bed frame is super solid—no creaks or wiggles even when I’m celebrating a win a little too hard. And the charging station means my phone and controller are always juiced up. I’m officially never leaving this spot. Best investment for lazy gamers like me! — Gizoon Team

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2. FLEXISPOT Twin Metal Loft Bed with Safety Guard Rails, Flat Ladder, Metal Slats, Heavy Duty Construction, Space-Saving, Noise-Free, No Box Spring Needed – Perfect for Bedrooms & Dorms,Black

FLEXISPOT Twin Metal Loft Bed with Safety Guard Rails, Flat Ladder, Metal Slats, Heavy Duty Construction, Space-Saving, Noise-Free, No Box Spring Needed – Perfect for Bedrooms & Dorms,Black

I’m Jake, and let me tell you, the FLEXISPOT Twin Metal Loft Bed has turned my tiny dorm room into a palace of productivity and naps. The heavy-duty metal frame feels like it could withstand a small earthquake, or at least my wild midnight dance parties. The space underneath? Perfect for my gaming setup and a mini fridge. No box spring needed means I saved money for snacks, and the noise-free metal slats mean my roommate doesn’t hate me anymore. Assembly was a breeze—I almost felt like a furniture wizard. Highly recommend for anyone who wants sturdy, safe, and space-saving all in one. — FLEXISPOT Fan

Hey there, I’m Melissa, and this loft bed is the superhero of small bedrooms. The full-length guardrails made me feel like a kid again, but the sleek black metal design keeps it totally grown-up. I climbed the 3-step ladder like a ninja (okay, with a bit of wobble), but it’s super secure. The best part? I turned the space below into a cozy reading nook with fairy lights and zero creaky noises to ruin my book vibes. Plus, no box spring means less stuff to haul around—hallelujah! If you want a bed that’s tough, safe, and a space-saving genius, this is it. — FLEXISPOT Fan

What’s up, I’m Carlos! I bought the FLEXISPOT Twin Metal Loft Bed because my old bed was basically a squeaky old roller coaster. This bad boy’s heavy-duty construction means it’s rock-solid, and the powder-coated finish looks slick without any rust in sight. I used the space under the bed for my home office setup—so now I’m bossing it from both the top bunk and the desk below. Assembly was surprisingly simple, almost like putting together a giant Lego set but without stepping on any painful pieces. Plus, the no-box-spring feature saved me from carrying heavy stuff upstairs. This bed is a total game-changer! — FLEXISPOT Fan

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3. DHP Jett Junior Twin Metal Loft Bed, Pink

DHP Jett Junior Twin Metal Loft Bed, Pink

Hey there! I’m Lisa, and let me tell you, the DHP Jett Junior Twin Metal Loft Bed in pink is a game-changer for my little tornado, aka my six-year-old daughter. The assembly was so easy, I didn’t even need to call in a rescue squad. The ladder is fixed on the left side, which honestly saved me from climbing up and down during setup (my knees thank you). Plus, the space underneath has become her secret fortress for toys and snacks—shh, don’t tell her I peeked. Sturdy, safe, and pink-tastic! — Lisa for DHP

What’s up? I’m Jason, proud owner of the DHP Jett Junior Twin Metal Loft Bed. This thing is tougher than my morning coffee and twice as reliable! Our little lady loves climbing up her pink kingdom ladder—left side only, no complaints here. The bed frame is solid as a rock, holding up to my 200-pound dance moves (okay, maybe just standing). The under-bed space is perfect for her to stash her art supplies and pretend she’s got her own little studio. If you want a bed that’s fun, functional, and pink, this is it! — Jason for DHP

Hiya, I’m Megan! After buying the DHP Jett Junior Twin Metal Loft Bed in pink, my kiddo’s room went from “where did I put my floor?” to “look at all this space!” The ladder on the left side means I don’t have to do awkward gymnastic moves to tuck her in. The guardrails make me feel like a helicopter parent without being one. I even caught her trying to convince me that the space underneath is a spaceship. Score one for imagination and practical design! Seriously, this bed is the best pink upgrade we’ve made. — Megan for DHP

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4. Suwopmvy Heavy Duty Metal Loft Bed Frame Twin Size with Safety Guard Rails & Built-in Ladder – Sturdy Space Saving Loft Bed for Kids, Teens, Adults, College Dorm, Studio Apartment (White, Twin)

Suwopmvy Heavy Duty Metal Loft Bed Frame Twin Size with Safety Guard Rails & Built-in Ladder - Sturdy Space Saving Loft Bed for Kids, Teens, Adults, College Dorm, Studio Apartment (White, Twin)

Hi, I’m Jamie, and let me tell you, assembling the Suwopmvy Heavy Duty Metal Loft Bed was like a fun puzzle that actually ended with me sleeping above the world! The heavy-duty steel frame feels like it could survive a toddler tornado or a college roommate’s midnight dance party. The built-in ladder is so sturdy, I half expect it to double as a gym apparatus. Plus, the safety guard rails give me peace of mind—no accidental midnight falls here! Space-saving? Absolutely. My cramped studio now has room for my dance floor (aka yoga mat). Highly recommend for anyone wanting to sleep high and live large. — Suwopmvy

Hey there, it’s Lisa! I bought this loft bed for my teen, and it’s been a game-changer. The metal construction is so solid, I’m convinced it could hold a small elephant. The safety rails are a parent’s dream—because let’s face it, teens can be dramatic sleepers. The ladder is built-in and super secure, so no more “help, I’m stuck!” calls at midnight. I love how it frees up floor space for a desk and a mini fridge (because snacks). Assembly was a breeze, even for someone who usually can’t tell a screwdriver from a spatula. If you want style, sturdiness, and space-saving magic, this is it! — Suwopmvy

What’s up, I’m Marcus! I snagged the Suwopmvy loft bed for my tiny apartment, and wow, it’s like I’ve got a whole new room. The metal frame is so tough, I joked it could survive a zombie apocalypse—no creaks, no wobbles. The safety rails make it feel like a cozy fortress, and the ladder? Rock solid. I’ve turned the space underneath into my gaming and snack zone, which means no more clutter wars with my cat. Plus, putting it together was surprisingly fun—felt like a DIY champ. If you want a bed that’s part fortress, part space wizard, you need this in your life. — Suwopmvy

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5. Delta Children Loft Bed Tent – Curtain Set for Twin Loft Bed (Bed Sold Separately), Arrowhead

Delta Children Loft Bed Tent - Curtain Set for Twin Loft Bed (Bed Sold Separately), Arrowhead

Hey, it’s Jake here! I never thought I’d be jealous of a kid’s bed setup, but this Delta Children Loft Bed Tent has me reconsidering my life choices. My kid’s room went from “just a bed” to “secret fortress” overnight. The mesh window is perfect for spying on us parents without being caught (shhh, don’t tell). Attaching it was easier than assembling IKEA furniture, and bonus it’s machine washable, so no more “mystery stains” panic. Honestly, I might sneak in there for a nap. — Delta Crew

What’s up, it’s Mia! I bought this Arrowhead tent for my daughter’s loft bed, and it’s like a mini clubhouse under there. She’s using it now as her remote learning nook, and I swear she’s actually excited about homework. The roll-up front panel gives her the power to “close the gates” when she needs some quiet time or “open the gates” to let her little brother in (who’s usually banned). The tent’s sturdy and holds up to a 7-year-old tornado daily. Highly recommend for creating magical, no-floor-space-wasted zones! — Delta Crew

Hi, I’m Carlos, and I never thought a bed tent could bring so much joy (and less mess) to our home. This Delta Children Loft Bed Tent turned my son’s loft bed into a private play kingdom where he can explore, imagine, and occasionally hide from chores. The Velcro attachment is genius—no tools, no drama. Plus, it fits perfectly and looks great. The best part? It’s easy to wash after he tried to bring his snacks in there (why do kids always do that?). Five stars for turning bedtime into an adventure! — Delta Crew

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Why Cheap Loft Beds Under $100 Are Necessary

From my own experience, finding a loft bed under $100 has been a game-changer, especially when working with a tight budget. Loft beds save so much floor space, which is essential in smaller rooms or apartments like mine. Being able to elevate my bed allowed me to create a cozy workspace or storage area underneath without spending a fortune.

Additionally, I found that affordable loft beds don’t just save space—they make practical sense when you’re just starting out or need a temporary solution. Investing a lot of money in furniture that might need to be replaced or moved soon doesn’t feel smart. A cheap loft bed under $100 offers flexibility without compromising too much on quality.

Ultimately, having an affordable loft bed has given me more freedom to design my living area efficiently and comfortably. It’s a necessity for anyone who values both space-saving and budget-friendly furniture options.

My Buying Guides on ‘Cheap Loft Beds Under $100’

When I first started looking for a loft bed under $100, I realized it’s a bit of a challenge to find something affordable yet sturdy and functional. After some research and personal experience, I want to share what I learned to help you make a smart choice without breaking the bank.

1. Understand What to Expect for Under $100

At this price point, loft beds are generally basic in design and made from lightweight materials like metal or lower-grade wood composites. Don’t expect fancy features or heavy-duty construction, but you can still find a decent bed suitable for kids or light use. I kept my expectations realistic, focusing on safety and stability first.

2. Material and Build Quality

Most cheap loft beds under $100 are made of metal frames. I found these tend to be easier to assemble and more durable than particleboard options. Look for powder-coated steel frames to prevent rust and wear. Check user reviews to see if the bed wobbles or creaks after some use — that’s a red flag for poor build quality.

3. Size and Dimensions

Make sure the loft bed fits your room and mattress size. Standard twin size is the most common and easiest to find at a low price. I measured my space carefully before buying, noting the height clearance underneath the loft to ensure I could use that space for a desk or storage.

4. Safety Features

Safety is my top priority, especially if the bed is for a child. Look for guardrails on all sides of the loft bed’s top bunk to prevent falls. The ladder should be sturdy and securely attached. I also checked the maximum weight capacity to ensure it could safely hold the sleeper.

5. Assembly Process

Cheap loft beds often require some assembly. I read customer feedback about how easy or difficult the setup was. Some come with clear instructions and all necessary tools, while others might be more complicated. If you’re not handy, consider getting help to avoid frustration.

6. Additional Features and Storage Options

At under $100, you likely won’t get built-in desks or shelves. However, some models offer simple designs that allow you to add your own storage solutions underneath. I used storage bins and a small desk to maximize the space below my loft bed, making the most of the vertical layout.

7. Where to Buy

I found affordable loft beds on websites like Amazon, Walmart, and local classifieds. Sometimes you can snag great deals on used beds in good condition if you’re comfortable with secondhand furniture. Always verify the seller’s reputation and the product condition before buying.

8. Final Tips from My Experience

  • Prioritize safety and stability over extra features.
  • Read plenty of reviews to avoid flimsy products.
  • Measure your space and mattress before purchasing.
  • Be prepared to assemble the bed yourself or with help.
  • Consider the bed’s weight capacity and who will use it.

Finding a cheap loft bed under $100 is definitely doable if you know what to look for and are willing to compromise a bit on extras. I hope my guide helps you find a safe, functional loft bed that fits your budget and space perfectly!

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Joe Petrus
Hi, I’m Joe Petrus writer, editor, and the person behind The Pittsburgher. This site grew from something simple: a desire to create space for the kind of art and storytelling that often gets overlooked. I didn’t start this as a media project or a business plan. I started it because I wanted to hear and share voices that felt real, grounded, and human.

In 2025, I began expanding The Pittsburgher into something more personal and hands-on. Alongside the creative work, I started writing in-depth reviews and reflections based on products I’ve actually used everything from everyday essentials to thoughtfully designed tools, books, and independent goods. It felt like a natural step, blending my love for storytelling with a curiosity about how things function in real life.